# Shoreharbor Capital Group > Shoreharbor Capital Group is a small-business funding broker at 102 Goldsboro St E, Wilson, NC 27893 (phone (252) 318-3593). It helps businesses in Wilson, NC; Elm City, NC; Kenly, NC; Pikeville, NC; Middlesex, NC; Nashville, NC; Rocky Mount, NC and across Wilson County, North Carolina, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Shoreharbor Capital Group connects you with lending partners; partners make credit decisions and set rates and terms. Shoreharbor Capital Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Shoreharbor Capital Group does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, and does not work with agriculture or trucking businesses. Key facts: - Business type: small-business funding broker (not a lender) - Address: 102 Goldsboro St E, Wilson, NC 27893, United States - Phone: (252) 318-3593 - Apply: https://shoreharborcapitalgroup.com/apply/ - Service area: Wilson, NC; Elm City, NC; Kenly, NC; Pikeville, NC; Middlesex, NC; Nashville, NC; Rocky Mount, NC and all of Wilson County, North Carolina - Language: English ## Funding options - [Business Funding Options Compared for Wilson, North Carolina Owners](https://shoreharborcapitalgroup.com/business-loans/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, compares six funding structures here by repayment pattern, typical use and what partners review: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances (not a loan). Every rate and term comes from the lending partner that decides. - [A Wilson, North Carolina Owner's Guide to Working Capital Financing](https://shoreharborcapitalgroup.com/business-loans/working-capital/): Working capital financing is short-term money for running costs like wages, rent and supplier bills, normally paid back in fixed installments over a matter of months. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, helps Wilson County owners measure the gap and matches the request to lending partners, which make the credit decision and set rates and terms. - [A Wilson, North Carolina Owner's Guide to Business Term Loans](https://shoreharborcapitalgroup.com/business-loans/term-loans/): A business term loan is a lump sum repaid in scheduled installments, usually amortized so each payment covers interest and some principal. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, explains amortization, balloons, covenants and prepayment terms to Wilson County owners and routes requests to lending partners, which decide and set rates and terms. - [A Wilson, North Carolina Owner's Guide to Business Lines of Credit](https://shoreharborcapitalgroup.com/business-loans/line-of-credit/): A business line of credit gives a Wilson County business a borrowing limit it can draw from, repay and reuse, with interest charged on the drawn balance. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, explains revolving and non-revolving lines and secured and unsecured versions, then connects owners with lending partners, which decide and set terms. - [A Wilson, North Carolina Owner's Guide to Inventory Financing](https://shoreharborcapitalgroup.com/business-loans/inventory-financing/): Inventory financing lets a business buy stock ahead of sales, with the goods as collateral and repayment as they sell. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, explains inventory loans, inventory lines and floor plans to Wilson County retailers and wholesalers and connects them with lending partners, which decide, value the stock and set rates and terms. - [A Wilson, North Carolina Owner's Guide to Equipment Financing and Leasing](https://shoreharborcapitalgroup.com/equipment-financing/): Equipment financing lets a Wilson County business pay for equipment over time, usually with the equipment as collateral, through a loan, a lease or an equipment finance agreement. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, explains the differences and connects contractors, restaurants, shops and practices with lending partners, which decide and set rates and terms. - [A Wilson, North Carolina Owner's Guide to Merchant Cash Advances](https://shoreharborcapitalgroup.com/merchant-cash-advance/): A merchant cash advance is not a loan: a funder pays a lump sum for a share of future receivables and collects it through a holdback percentage or fixed remittances until the purchased amount is delivered. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, explains holdbacks, reconciliation and stacking; funders set every term. ## Industries - [Business Financing by Industry in Wilson, NC](https://shoreharborcapitalgroup.com/industries/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, works with Wilson County businesses in the sectors its lending partners have confirmed: construction, restaurants, medical and dental practices, and retail and wholesale. This page pairs County Business Patterns data for each sector with the funding structures that fit its cash cycle. Partners make every credit decision. - [A Wilson, North Carolina Owner's Guide to Contractor and Construction Financing](https://shoreharborcapitalgroup.com/industries/construction/): Contractor financing helps Wilson County construction firms pay crews and suppliers between progress payments and buy the equipment their jobs need, through working capital, lines of credit and equipment financing. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, explains these structures and connects contractors with lending partners, which make credit decisions and set rates and terms. ## Guides and calculators - [Business Funding Guides and Calculators for Wilson, NC Owners](https://shoreharborcapitalgroup.com/resources/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, publishes guides for Wilson County owners: operating under a North Carolina assumed business name, opening a storefront in downtown Wilson, NC, free county and state business help, and an equipment payment calculator. Lending partners, not Shoreharbor, make credit decisions. - [Operating Under a Trade Name in North Carolina: Assumed Business Names and Funding Paperwork](https://shoreharborcapitalgroup.com/resources/north-carolina-assumed-business-name/): A North Carolina assumed business name, often called a DBA, is a trade name a business uses instead of its legal name. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, explains why lending partners compare the legal name, trade name and bank-account name, and how to keep them consistent. Filing rules are a legal question; partners decide on credit. - [Opening a Shop or Restaurant in Downtown Wilson, NC: Space, Permits and Funding](https://shoreharborcapitalgroup.com/resources/downtown-wilson-nc-storefront-checklist/): This checklist walks a Wilson, NC retailer or restaurateur through opening a downtown storefront: assessing the space, negotiating the lease, confirming use and permits with the City of Wilson, budgeting the fit-out, and matching each cost to a funding structure. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, connects owners with lending partners, which decide and set terms. - [Small Business Help in Wilson, NC and Across Wilson County, NC](https://shoreharborcapitalgroup.com/resources/wilson-county-small-business-resources/): Wilson County, NC business owners can get free help from the NC SBTDC, the SBA North Carolina District Office, the NC Secretary of State and Department of Revenue, the City of Wilson and the Wilson Economic Development Council. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, lists them here as an independent broker with no affiliation to any of them. - [Store Fixture, Cooler and POS Equipment Payment Calculator for Wilson, NC Shops](https://shoreharborcapitalgroup.com/resources/store-equipment-payment-calculator/): This equipment payment calculator takes an equipment price, a down payment, an annual interest rate and a term in months, and returns the monthly payment and the total cost including the down payment. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, provides it for illustration only; it is not an offer or an estimate of terms. ## Areas served - [Business Funding in Wilson, North Carolina: What Wilson County, NC Data Shows](https://shoreharborcapitalgroup.com/wilson-nc/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, works from 102 Goldsboro St E. Wilson County had 1,818 employer establishments in 2023, 49.2 percent with fewer than five employees, plus 5,927 businesses with no paid employees in 2024 (Census). Shoreharbor connects local owners with lending partners, which make credit decisions and set terms. - [Areas We Serve Around Wilson, NC](https://shoreharborcapitalgroup.com/service-areas/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, works with business owners across Wilson County and nearby towns in Nash, Johnston, Wayne, Edgecombe, Greene and Pitt counties, by phone and online from one address at 102 Goldsboro St E. Six towns have their own pages; the rest are summarized here with Census ZIP figures. - [Business Financing in Elm City, North Carolina](https://shoreharborcapitalgroup.com/service-areas/elm-city-nc/): Elm City, NC business owners can work with Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, by phone or online. ZIP 27822 had 107 employer establishments in 2023, 63.6 percent with fewer than five employees (Census ZIP Code Business Patterns). Shoreharbor connects owners with lending partners, which make credit decisions and set terms. - [Business Financing in Kenly, North Carolina](https://shoreharborcapitalgroup.com/service-areas/kenly-nc/): Kenly, NC owners can work with Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, by phone or online. ZIP 27542 had 135 employer establishments in 2023, led by retail and construction (Census ZIP Code Business Patterns). Shoreharbor connects owners with lending partners, which make credit decisions and set rates and terms. - [Business Financing in Pikeville, North Carolina](https://shoreharborcapitalgroup.com/service-areas/pikeville-nc/): Pikeville, NC business owners in Wayne County can work with Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, by phone or online. ZIP 27863 had 105 employer establishments in 2023, 67.6 percent with fewer than five employees (Census). Shoreharbor connects owners with lending partners, which make credit decisions and set terms. - [Business Financing in Middlesex, North Carolina](https://shoreharborcapitalgroup.com/service-areas/middlesex-nc/): Middlesex, NC owners in Nash County can work with Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, by phone or online. ZIP 27557 had 114 employer establishments in 2023, 36 of them in construction (Census ZIP Code Business Patterns). Shoreharbor connects owners with lending partners, which decide and set rates and terms. - [Business Financing in Nashville, North Carolina](https://shoreharborcapitalgroup.com/service-areas/nashville-nc/): Nashville, NC business owners in Nash County can work with Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, by phone or online. ZIP 27856 had 259 employer establishments in 2023, led by retail and food service (Census ZIP Code Business Patterns). Shoreharbor connects owners with lending partners, which decide and set terms. - [Business Financing in Rocky Mount, North Carolina](https://shoreharborcapitalgroup.com/service-areas/rocky-mount-nc/): Rocky Mount, NC business owners can work with Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, by phone or online. ZIP 27804 had 1,128 employer establishments in 2023, led by retail and health care (Census ZIP Code Business Patterns). Shoreharbor connects owners with lending partners, which make credit decisions and set terms. ## Company - [A Wilson, North Carolina Business Funding Broker: Six Ways to Fund Your Business](https://shoreharborcapitalgroup.com/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, does not lend its own money. It helps Wilson County owners compare working capital, term loans, credit lines, inventory and equipment financing and merchant cash advances, then introduces the request to lending partners, which approve or decline and set every rate and term. Call (252) 318-3593. - [How Business Funding Works With a Wilson, NC Broker](https://shoreharborcapitalgroup.com/how-it-works/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, works in four steps: learn what the funding must pay for, match it to a structure and to lending partners, let a partner underwrite and decide, then help the owner compare the offer on total cost and schedule. Partners make credit decisions and set rates and terms. - [Business Funding Questions From Wilson, NC Owners](https://shoreharborcapitalgroup.com/faq/): This page gives short answers for Wilson County business owners: what a funding broker does, which structures exist, how LLCs and newer businesses are reviewed, whether a loan can pay the owner, and where North Carolina records and free advice are found. Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, connects owners with lending partners that decide. - [Request Business Funding Options in Wilson, NC](https://shoreharborcapitalgroup.com/apply/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, takes requests through a short form (name, email, phone, business name and consent) or by phone at (252) 318-3593. It calls back to ask what the funding is for, then introduces the request to lending partners, which make credit decisions and set terms. - [About Shoreharbor Capital Group, a Business Funding Broker in Wilson, NC](https://shoreharborcapitalgroup.com/about/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, is a broker, not a lender. From 102 Goldsboro St E it explains six funding structures to owners in Wilson County and nearby towns and introduces their requests to lending partners, which approve or decline and set rates and terms. Consumer lending of any kind is outside its work. - [Contact Shoreharbor Capital Group in Wilson, NC](https://shoreharborcapitalgroup.com/contact/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, is at 102 Goldsboro St E, Wilson, NC 27893, phone (252) 318-3593. Owners can call or send a short online request, and Shoreharbor follows up using the details given. It is a broker, not a lender, so every credit decision, rate and term comes from a lending partner. - [Broker Disclosures for Shoreharbor Capital Group, Wilson, NC](https://shoreharborcapitalgroup.com/disclosures/): Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, is a broker, not a lender. It does not make loans, buy receivables or decide applications. Lending partners make credit decisions and set rates and terms, approval is never promised, and a merchant cash advance is not a loan. Questions: (252) 318-3593. ## Optional - [Full text of every page](https://shoreharborcapitalgroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://shoreharborcapitalgroup.com/sitemap.xml)