Shoreharbor Capital Group, a small-business funding broker in Wilson, North Carolina, is a broker, not a lender. From 102 Goldsboro St E it explains six funding structures to owners in Wilson County and nearby towns and introduces their requests to lending partners, which approve or decline and set rates and terms. Consumer lending of any kind is outside its work.
Shoreharbor Capital Group is a broker, not a lender
The name includes Capital Group; the business is a broker. Lending, buying receivables, approving applications and pricing are all outside what we do. Shoreharbor Capital Group connects you with lending partners; partners make credit decisions and set rates and terms.
What a broker adds is preparation and matching. A lender sees thousands of requests; a well-prepared one that asks for the right structure is easier to evaluate. A broker vs lender comparison is laid out on the how-it-works page.
Where we are
Our office address is 102 Goldsboro St E, Wilson, NC 27893, and our phone is (252) 318-3593. Most conversations begin by phone. The address sits inside the City of Wilson and Census Tract 2, within the Rocky Mount-Wilson-Roanoke Rapids, NC Combined Statistical Area (U.S. Census Geocoder, checked 2026-10-16).
Who we work with
Owners of small and mid-sized businesses in Wilson County and nearby towns in Nash, Johnston, Wayne and Edgecombe counties. The sectors our lending partners have confirmed include construction and the trades, restaurants, medical and dental practices, and retail and inventory-based businesses. The Wilson, NC page describes the local business base with Census data.
Working alongside lending partners
We send each request only to partners that offer the structure in question. Partners run their own underwriting, decide, and write their own contracts. We explain those contracts in plain language, but we are not a party to them.
What we will not do
- Promise that any partner will approve a request
- Quote rates, amounts or timelines before a partner has reviewed the file
- Label a merchant cash advance as a loan
- Broker consumer credit such as personal, payday, auto title or home loans
- Ask you to send bank logins or sensitive documents by ordinary email or text
Questions and contact
Call (252) 318-3593 or use the contact page. The broker disclosures set out the relationship in full.
By Shoreharbor Capital Group · Updated